ICICI Debit Card EMI: A Complete Guide
Debit card holders can often not make purchases using EMIs. It is generally for Credit Card owners. The ICICI bank permits a small group of members to use debit card EMI without tying up their savings accounts. Anything can be easily purchased with an EMI debit card. You must determine if you are qualified to take advantage of this offer. Let us learn more about it.
How to Use ICICI Debit Card EMI
Getting EMI on your debit card is straightforward. Simply select the item you want from the merchant’s shop, then use the EMI feature on your debit card to pay. The list of retailers who can use the service, however, is subject to revision by the bank.
Debit Card EMI Eligibility Check Online
When you check out for an online transaction, such as ICICI Debit Card EMI check, the choice will show up on the payment page if you are qualified to use the ICICI Bank Debit Card service. By sending the following SMS from your registered mobile number, you can successfully proceed with ICICI Debit Card EMI Eligibility Check Online.
SMS DCEMI
Debit Card EMI: Fees and charges
Given below are all the details about the Fees and charges of Debit Card EMI:
Debit Card EMI Payment Online
Given below are steps showing how you can do online payment of EMI:
Visit the merchant’s physical location, ICICI website, or mobile app.
Select your preferred product and complete the payment.
Select ICICI Bank Debit Card EMI option.
Select from 3 months, 6 months, 9 months or 12 month term period.
Authorize the transaction for an online purchase using your debit card information viz:
Debit card number, Expiration date, and CVV.
- To finish the transaction, authenticate your identity with an OTP or 3D Secure PIN. Also Read: Best Credit Cards with No Annual Fee in India
Points to remember
Customers will receive a Virtual Credit Card Number (VCC number) after using this service. For CIBIL-related reporting, the allocated virtual credit card number will be utilized. Here are some things that you should keep in mind when using EMI on Debit Card Service: ICICI Bank is providing some great features by offering their customers EMI on their debit cards, whereas most banks do not provide such a facility. We would recommend you opt for this and buy your favorite products with a simple EMI system and a low-interest rate. We hope you found this article helpful and now you are fully aware of everything related to ICICI Debit Card EMI. Make sure to go through all its details before using this service.
